:root {
  --midnight-950: #060d18;
  --midnight-900: #0a1628;
  --midnight-800: #0f2136;
  --midnight-700: #152d4a;
  --midnight-600: #1a3656;
  --midnight-500: #1e4070;
  --midnight-400: #2d5a8a;
  --midnight-300: #5a8ab0;
  --midnight-100: #c8ddf0;
  --midnight-50: #e8f1f8;
  
  --mint-400: #34d4a3;
  --mint-500: #2bc491;
  --mint-600: #25a87a;
  --mint-100: #d1f5e8;
  --mint-50: #ecfaf3;
  
  --neutral-900: #0f172a;
  --neutral-800: #1e293b;
  --neutral-700: #334155;
  --neutral-600: #475569;
  --neutral-500: #64748b;
  --neutral-400: #94a3b8;
  --neutral-300: #cbd5e1;
  --neutral-200: #e2e8f0;
  --neutral-100: #f1f5f9;
  --neutral-50: #f8fafc;
  --white: #ffffff;
  
  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  
  --shadow-sm: 0 1px 3px rgba(10, 22, 40, 0.08);
  --shadow-md: 0 4px 16px rgba(10, 22, 40, 0.10);
  --shadow-lg: 0 8px 32px rgba(10, 22, 40, 0.14);
  --shadow-xl: 0 16px 48px rgba(10, 22, 40, 0.18);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-sans);
  color: var(--neutral-800);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
ul { list-style: none; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ─── Typography ─── */
h1, h2, h3, h4 { font-family: var(--font-serif); line-height: 1.2; color: var(--midnight-900); }

.section-tag {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--mint-600);
  background: var(--mint-50);
  border: 1px solid var(--mint-100);
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 16px;
}

.section-title {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--midnight-900);
  margin-bottom: 16px;
}

.section-title--light { color: var(--white); }

.section-desc, .section-header + * {
  font-size: 1.0625rem;
  color: var(--neutral-600);
  max-width: 560px;
  line-height: 1.7;
}

.section-header { margin-bottom: 56px; }
.section-header.center { text-align: center; }
.section-header.center .section-desc { margin: 0 auto; }

/* ─── Buttons ─── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.9375rem;
  border-radius: var(--radius-sm);
  transition: all 0.2s ease;
  white-space: nowrap;
}

.btn--primary {
  background: var(--midnight-800);
  color: var(--white);
  padding: 14px 28px;
}
.btn--primary:hover {
  background: var(--midnight-700);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn--ghost {
  background: transparent;
  color: var(--midnight-800);
  padding: 14px 28px;
  border: 1.5px solid var(--neutral-200);
}
.btn--ghost:hover {
  border-color: var(--midnight-400);
  color: var(--midnight-700);
  background: var(--midnight-50);
}

.btn--mint {
  background: var(--mint-500);
  color: var(--white);
  padding: 16px 32px;
}
.btn--mint:hover {
  background: var(--mint-600);
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(44, 196, 145, 0.3);
}

.btn--ghost-sm {
  background: transparent;
  color: var(--midnight-600);
  padding: 10px 20px;
  font-size: 0.875rem;
  border: 1px solid var(--neutral-200);
  border-radius: var(--radius-sm);
}
.btn--ghost-sm:hover { background: var(--neutral-50); }

.btn--lg { padding: 16px 32px; font-size: 1rem; }
.btn--full { width: 100%; }

/* ─── Navigation ─── */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--neutral-100);
  transition: box-shadow 0.3s ease;
}
.nav.scrolled { box-shadow: var(--shadow-md); }

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.nav__logo {
  display: flex;
  align-items: center;
  gap: 10px;
}

.nav__logo-mark {
  width: 36px;
  height: 36px;
  background: var(--midnight-800);
  color: var(--mint-400);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 0.8125rem;
  letter-spacing: 0.04em;
}

.nav__logo-text {
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.0625rem;
  color: var(--midnight-900);
}

.nav__menu {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav__link {
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--neutral-600);
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  transition: color 0.2s, background 0.2s;
}
.nav__link:hover { color: var(--midnight-700); background: var(--neutral-50); }

.nav__cta {
  background: var(--midnight-800);
  color: var(--white);
  font-size: 0.875rem;
  font-weight: 600;
  padding: 10px 20px;
  border-radius: var(--radius-sm);
  margin-left: 8px;
  transition: background 0.2s, transform 0.2s;
}
.nav__cta:hover { background: var(--midnight-700); transform: translateY(-1px); }

.nav__toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  width: 28px;
  padding: 4px 0;
}
.nav__toggle-line {
  display: block;
  height: 2px;
  background: var(--neutral-700);
  border-radius: 2px;
  transition: all 0.3s ease;
}
.nav__toggle.active .nav__toggle-line:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav__toggle.active .nav__toggle-line:nth-child(2) { opacity: 0; }
.nav__toggle.active .nav__toggle-line:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* ─── Mobile Menu ─── */
.mobile-menu {
  position: fixed;
  inset: 0;
  z-index: 999;
  background: var(--white);
  display: flex;
  flex-direction: column;
  padding: 96px 24px 40px;
  transform: translateX(100%);
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}
.mobile-menu.open { transform: translateX(0); }

.mobile-menu__close {
  position: absolute;
  top: 20px;
  right: 24px;
  color: var(--neutral-600);
  padding: 8px;
}
.mobile-menu__close:hover { color: var(--midnight-800); }

.mobile-menu__list {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.mobile-menu__link {
  font-size: 1.25rem;
  font-weight: 500;
  color: var(--neutral-800);
  padding: 14px 0;
  border-bottom: 1px solid var(--neutral-100);
  transition: color 0.2s;
}
.mobile-menu__link:hover { color: var(--midnight-700); }

.mobile-menu__cta { margin-top: 24px; }

/* ─── Hero ─── */
.hero {
  padding-top: 72px;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--white);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, var(--mint-50) 0%, transparent 70%);
  pointer-events: none;
}

.hero__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  padding: 60px 0 80px;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--mint-600);
  background: var(--mint-50);
  border: 1px solid var(--mint-100);
  padding: 8px 16px;
  border-radius: 100px;
  margin-bottom: 24px;
}

.hero__badge-dot {
  width: 8px;
  height: 8px;
  background: var(--mint-400);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.6; transform: scale(1.2); }
}

.hero__headline {
  font-size: clamp(2rem, 4.5vw, 3.25rem);
  font-weight: 700;
  line-height: 1.15;
  color: var(--midnight-900);
  margin-bottom: 24px;
  letter-spacing: -0.02em;
}

.hero__sub {
  font-size: 1.125rem;
  color: var(--neutral-600);
  line-height: 1.75;
  margin-bottom: 36px;
  max-width: 520px;
}

.hero__actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

.hero__trust {
  display: flex;
  align-items: center;
  gap: 24px;
  padding-top: 32px;
  border-top: 1px solid var(--neutral-100);
}

.hero__trust-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.hero__trust-num {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--midnight-800);
}

.hero__trust-label {
  font-size: 0.8125rem;
  color: var(--neutral-500);
  line-height: 1.4;
}

.hero__trust-divider {
  width: 1px;
  height: 48px;
  background: var(--neutral-200);
  flex-shrink: 0;
}

.hero__image {
  position: relative;
}

.hero__image-wrapper {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.hero__image-wrapper img {
  width: 100%;
  height: 700px;
  object-fit: cover;
}

.hero__image-accent {
  position: absolute;
  bottom: -20px;
  left: -20px;
  width: 120px;
  height: 120px;
  background: var(--mint-100);
  border-radius: var(--radius-lg);
  z-index: -1;
}

.hero__card {
  position: absolute;
  bottom: 32px;
  left: -32px;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 16px;
  box-shadow: var(--shadow-lg);
  z-index: 2;
}

.hero__card-icon {
  width: 48px;
  height: 48px;
  background: var(--midnight-800);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--mint-400);
  flex-shrink: 0;
}

.hero__card-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.hero__card-text strong {
  font-size: 0.9375rem;
  color: var(--midnight-900);
}

.hero__card-text span {
  font-size: 0.8125rem;
  color: var(--neutral-500);
}

/* ─── Services ─── */
.services {
  padding: 100px 0;
  background: var(--neutral-50);
}

.services__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 36px 28px;
  border: 1px solid var(--neutral-100);
  transition: all 0.25s ease;
}

.service-card:hover {
  border-color: var(--mint-100);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.service-card__icon {
  width: 56px;
  height: 56px;
  background: var(--midnight-50);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--midnight-700);
  margin-bottom: 20px;
  transition: background 0.2s, color 0.2s;
}

.service-card:hover .service-card__icon {
  background: var(--midnight-800);
  color: var(--mint-400);
}

.service-card__title {
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--midnight-900);
  margin-bottom: 10px;
}

.service-card__desc {
  font-size: 0.9375rem;
  color: var(--neutral-600);
  line-height: 1.65;
}

/* ─── About ─── */
.about {
  padding: 100px 0;
  background: var(--white);
}

.about__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}

.about__image-stack {
  position: relative;
}

.about__image-main {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about__image-main img {
  width: 100%;
  height: 620px;
  object-fit: cover;
}

.about__image-secondary {
  position: absolute;
  bottom: -32px;
  right: -32px;
  width: 200px;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 4px solid var(--white);
}

.about__image-secondary img {
  width: 100%;
  height: 200px;
  object-fit: cover;
}

.about__experience-badge {
  position: absolute;
  top: -24px;
  right: 40px;
  background: var(--midnight-800);
  color: var(--white);
  padding: 20px 24px;
  border-radius: var(--radius-md);
  text-align: center;
  box-shadow: var(--shadow-lg);
}

.about__experience-num {
  display: block;
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 700;
  color: var(--mint-400);
  line-height: 1;
}

.about__experience-label {
  font-size: 0.75rem;
  color: var(--neutral-300);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-top: 4px;
}

.about__content > .section-tag { margin-bottom: 16px; }
.about__content > .section-title { margin-bottom: 24px; }

.about__text {
  font-size: 1.0625rem;
  color: var(--neutral-600);
  line-height: 1.75;
  margin-bottom: 16px;
}

.about__features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin: 32px 0;
}

.about__feature {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--neutral-700);
}

.about__feature svg {
  color: var(--mint-500);
  flex-shrink: 0;
}

.about__content > .btn { margin-top: 8px; }

/* ─── Insurance ─── */
.insurance {
  padding: 80px 0;
  background: var(--midnight-900);
  position: relative;
  overflow: hidden;
}

.insurance::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: 
    radial-gradient(ellipse at 20% 50%, rgba(52, 212, 163, 0.08) 0%, transparent 50%),
    radial-gradient(ellipse at 80% 50%, rgba(30, 64, 112, 0.3) 0%, transparent 50%);
  pointer-events: none;
}

.insurance__inner {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 48px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.insurance__text {
  font-size: 1.0625rem;
  color: var(--neutral-300);
  line-height: 1.7;
  margin-bottom: 28px;
  max-width: 480px;
}

.insurance__logos {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.insurance__tag {
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--neutral-300);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  padding: 8px 16px;
  border-radius: 100px;
}

.insurance__action {
  text-align: center;
  flex-shrink: 0;
}

.insurance__note {
  font-size: 0.8125rem;
  color: var(--neutral-400);
  margin-top: 12px;
}

/* ─── Contact ─── */
.contact {
  padding: 100px 0;
  background: var(--neutral-50);
}

.contact__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}

.contact__text {
  font-size: 1.0625rem;
  color: var(--neutral-600);
  line-height: 1.75;
  margin-bottom: 40px;
}

.contact__details {
  display: flex;
  flex-direction: column;
  gap: 24px;
  margin-bottom: 32px;
}

.contact__detail {
  display: flex;
  gap: 16px;
}

.contact__detail-icon {
  width: 44px;
  height: 44px;
  background: var(--white);
  border: 1px solid var(--neutral-200);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--midnight-700);
  flex-shrink: 0;
}

.contact__detail strong {
  display: block;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--midnight-900);
  margin-bottom: 4px;
}

.contact__detail p, .contact__detail a {
  font-size: 0.9375rem;
  color: var(--neutral-600);
  line-height: 1.5;
}

.contact__detail a:hover { color: var(--mint-600); }

.contact__map { border-radius: var(--radius-md); overflow: hidden; }

/* ─── Form ─── */
.contact__form-col { position: relative; }

.contact__form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--neutral-100);
}

.contact__form-title {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--midnight-900);
  margin-bottom: 8px;
}

.contact__form-sub {
  font-size: 0.9375rem;
  color: var(--neutral-500);
  margin-bottom: 28px;
}

.form__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form__group {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 16px;
}

.form__label {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--neutral-700);
  letter-spacing: 0.02em;
}

.form__input {
  width: 100%;
  padding: 12px 14px;
  font-family: var(--font-sans);
  font-size: 0.9375rem;
  color: var(--neutral-800);
  background: var(--neutral-50);
  border: 1.5px solid var(--neutral-200);
  border-radius: var(--radius-sm);
  transition: border-color 0.2s, background 0.2s, box-shadow 0.2s;
  outline: none;
}

.form__input:focus {
  border-color: var(--mint-400);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(52, 212, 163, 0.12);
}

.form__input::placeholder { color: var(--neutral-400); }

.form__select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%2394a3b8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 36px;
}

.form__textarea {
  resize: vertical;
  min-height: 100px;
}

.form__privacy {
  font-size: 0.75rem;
  color: var(--neutral-400);
  text-align: center;
  margin-top: 16px;
}

.form__success {
  display: none;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 40px 20px;
  gap: 16px;
}

.form__success.active {
  display: flex;
}

.form__success-icon {
  width: 72px;
  height: 72px;
  background: var(--mint-50);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--mint-500);
}

.form__success-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--midnight-900);
}

.form__success-text {
  font-size: 0.9375rem;
  color: var(--neutral-600);
  line-height: 1.6;
  max-width: 280px;
}

/* ─── Footer ─── */
.footer {
  background: var(--midnight-950);
  color: var(--neutral-300);
  padding: 72px 0 0;
}

.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
}

.footer__logo-mark {
  width: 36px;
  height: 36px;
  background: var(--midnight-700);
  color: var(--mint-400);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 0.8125rem;
}

.footer__logo-text {
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.0625rem;
  color: var(--white);
}

.footer__tagline {
  font-size: 0.9375rem;
  color: var(--neutral-400);
  line-height: 1.65;
  max-width: 280px;
}

.footer__links strong, .footer__contact strong {
  display: block;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--white);
  margin-bottom: 16px;
}

.footer__links ul {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer__links a, .footer__contact a {
  font-size: 0.9375rem;
  color: var(--neutral-400);
  transition: color 0.2s;
}

.footer__links a:hover, .footer__contact a:hover { color: var(--mint-400); }

.footer__contact p {
  font-size: 0.9375rem;
  line-height: 1.65;
}

.footer__bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 24px 0;
  flex-wrap: wrap;
  gap: 12px;
}

.footer__bottom p {
  font-size: 0.8125rem;
  color: var(--neutral-500);
}

.footer__disclaimer {
  font-size: 0.75rem !important;
  color: var(--neutral-600) !important;
  max-width: 400px;
  text-align: right;
}

/* ─── Scroll Animations ─── */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.revealed {
  opacity: 1;
  transform: translateY(0);
}

/* ─── Responsive ─── */
@media (max-width: 1024px) {
  .hero__grid { gap: 40px; }
  .hero__image-wrapper img { height: 520px; }
  .services__grid { grid-template-columns: repeat(2, 1fr); }
  .about__grid { gap: 48px; }
  .footer__grid { grid-template-columns: 1fr 1fr; gap: 36px; }
}

@media (max-width: 768px) {
  .nav__menu { display: none; }
  .nav__toggle { display: flex; }
  
  .hero { min-height: auto; padding-top: 100px; padding-bottom: 60px; }
  .hero__grid { grid-template-columns: 1fr; gap: 40px; }
  .hero__image { order: -1; }
  .hero__image-wrapper img { height: 400px; }
  .hero__card { left: 16px; bottom: 16px; }
  .hero__image-accent { display: none; }
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; }
  .hero__trust { flex-direction: column; gap: 16px; align-items: flex-start; }
  .hero__trust-divider { width: 48px; height: 1px; }
  
  .services { padding: 72px 0; }
  .services__grid { grid-template-columns: 1fr; }
  
  .about { padding: 72px 0; }
  .about__grid { grid-template-columns: 1fr; gap: 48px; }
  .about__image-secondary { width: 160px; right: -16px; bottom: -24px; }
  .about__experience-badge { top: -16px; right: 20px; padding: 16px 20px; }
  .about__experience-num { font-size: 1.5rem; }
  .about__features { grid-template-columns: 1fr; }
  
  .insurance { padding: 64px 0; }
  .insurance__inner { grid-template-columns: 1fr; gap: 32px; text-align: center; }
  .insurance__text { max-width: 100%; }
  .insurance__logos { justify-content: center; }
  
  .contact { padding: 72px 0; }
  .contact__grid { grid-template-columns: 1fr; gap: 40px; }
  .contact__form-card { padding: 28px; }
  .form__row { grid-template-columns: 1fr; }
  
  .footer { padding: 56px 0 0; }
  .footer__grid { grid-template-columns: 1fr; gap: 32px; }
  .footer__bottom { flex-direction: column; text-align: center; }
  .footer__disclaimer { text-align: center; }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .hero__headline { font-size: 1.75rem; }
  .hero__sub { font-size: 1rem; }
  .section-title { font-size: 1.5rem; }
  .service-card { padding: 28px 22px; }
  .contact__form-card { padding: 24px; }
}